Your credit report.
A clearer next step.
Start with free resources to check your credit reports and understand possible errors. We are also building a service for guided report review and factual dispute preparation. Enrollment is not open yet; future availability will depend on your state.
If something looks wrong, start with the facts
Your report influences the rates and terms you are offered. If something on it is inaccurate, you have the right to dispute it yourself, for free, with each bureau. Our proposed service is about helping you find the discrepancies worth reviewing and documenting them clearly.
An unfamiliar or negative item is not automatically inaccurate. We would compare reports against your own records, flag possible factual discrepancies, and leave every decision to dispute in your hands.
- Possible discrepancies, documented — each flagged item with the facts behind it, not a claim that it is unlawful.
- You stay in control — you keep your own bureau accounts and submit your own disputes.
- Honest limits — no promised deletion, score increase or approval.
What a reviewed report can clarify
A documented review and dispute process
These are proposed features, not an available product. They will be published only after the legal, security and acceptance requirements are met.
Factual report review
We would compare your own reports against your records and flag possible factual discrepancies, each with its supporting source and any unanswered questions.
Guided dispute drafting
For items you choose to dispute, we would prepare factual drafts and organize relevant evidence. You would review the exact content and submit from your own account.
Personal credit education
Plain-language education about your reports, your rights and the habits that support credit over time — with no result promised.
How it would work
Four stages, from eligibility to documented follow-up. Enrollment is not open through this page.
Eligibility and agreement
Confirm service availability in your state and complete the required disclosures and agreement — before any personalized work begins.
Report review
You obtain your reports and we compare them with your records to flag possible factual discrepancies.
Guided filing
We prepare factual drafts for items you choose; you review and submit each one from your own bureau account.
Documented follow-up
We review each response and agree on next steps within the written scope. Legal and identity-theft questions need specialist help.
What we commit to
- You are never promised a specific score, and we never claim to erase accurate information.
- Documented, dispute-by-dispute records you can actually read.
- You can dispute errors yourself for free — we will say so plainly.
Pricing is not published yet
Fixed plans are on hold while the service boundaries, billing and legal conditions are reviewed. Any future agreement will state the scope, total price and completion estimate.
Answers before you consider anything
How much can you improve my credit score?
Do I have to pay before any work is done?
Can I just do this myself for free?
How long does it take?
Is CreditFixRS a law firm?
Learn about the proposed service
You can dispute credit-report errors yourself for free. Contact us for general information about future availability; please do not send credit reports or identity documents.
Ask About AvailabilityGet notified when it’s available →
No advance fees · No guaranteed results · Enrollment not open yet