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Credit repair, done right

Fix your credit.
Rebuild your future.

CreditFixRS challenges inaccurate, unverifiable and unfair items on your credit reports — and helps you build the habits that keep your scores moving up.

Get My Free Credit Analysis See How It Works
No advance fees Cancel anytime Work performed before you’re billed
Three-bureau review
3Bureaus reviewed
Equifax · Experian · TransUnion
Legitimate, CROA-aligned process Documented, dispute-by-dispute reporting Month-to-month, no contracts
Why it matters

Your credit score quietly sets the price of everything

Your score can decide your mortgage rate, your car payment, your insurance premium and even whether you get approved at all. Errors on credit reports are common — and they are the part you can actually do something about.

We review all three bureaus, identify what is inaccurate or unverifiable, and dispute it on your behalf, in writing, with a documented paper trail.

  • A lower rate on the same loan — a stronger file can save you real money over the life of a mortgage or auto loan.
  • Options, not just approvals — better credit means more lenders compete for your business.
  • Peace of mind — knowing exactly what is on your report and what is being done about it.

What better credit unlocks

Lower rates
Interest rates on new borrowing
More approvals
Rentals, autos, homes
Less friction
Deposits and required security
What we do

Everything working on your file, in one place

A complete, documented credit-repair process — plus the education that keeps your progress from slipping away.

Three-bureau disputes

We challenge inaccurate, incomplete and unverifiable items with Equifax, Experian and TransUnion — and follow up until each dispute is answered.

Creditor interventions

Direct, good-faith requests to creditors and collectors for corrections, goodwill adjustments and debt validation.

Monitoring & education

Ongoing report and score tracking, alerts, and straightforward coaching so your progress sticks.

Explore all services

The process

How it works

Four clear steps from a messy report to a plan you can actually follow.

Free analysis

You get a full tri-bureau review and a written, personalized action plan — before you pay anything.

We build your case

We identify the specific items to challenge and the grounds for each dispute.

We dispute and follow up

We file with the bureaus and creditors, track every response and re-challenge what comes back unverified.

You track progress

Your client portal shows what was sent, what changed and what is next.

Built on transparency

Why clients choose CreditFixRS

3
Bureaus reviewed on every dispute round
$0
Advance fees — you are billed after work begins
2
Ways to cancel — online or by phone, anytime
100%
Published pricing — no surprise fees
  • You are never promised a specific score, and we never claim to erase accurate information.
  • Documented, dispute-by-dispute reporting you can actually read.
  • Month-to-month service you can cancel at any time.
Plans & pricing

Simple, published pricing

Pick the level of support you want. No contracts, no hidden fees, cancel anytime.

Essentials

For getting accurate, unverifiable items off your report.

$89/mo

+ $59 first-work fee, billed after work begins

  • Three-bureau disputes
  • Monthly progress reporting
  • Secure client portal
Get started
Most popular

Complete

Disputes plus active creditor and collector interventions.

$119/mo

+ $99 first-work fee, billed after work begins

  • Everything in Essentials
  • Creditor interventions
  • Debt validation letters
  • Cease-and-desist support
Get started

Premium

Maximum support, including inquiry challenges and personal-info corrections.

$149/mo

+ $149 first-work fee, billed after work begins

  • Everything in Complete
  • Inquiry challenges
  • Personal-info corrections
  • Priority support
Get started

See full plan details & couples pricing →

Common questions

Answers before you commit

How much can you improve my credit score?
No legitimate company can promise a specific score or a specific deletion — and you should be cautious of anyone who does. What we can promise is a documented, systematic process: we identify inaccurate and unverifiable items, dispute them in writing, and keep you informed of every result.
Do I have to pay before any work is done?
No. Under federal law we cannot charge advance fees. Your first payment is scheduled only after work begins, and your monthly fee covers ongoing dispute work — not a promise of results.
Can I just do this myself for free?
Yes — you absolutely can dispute items yourself at no cost, and we will tell you that plainly. Many people choose us for the time, the paperwork, the follow-up and the paper trail. If doing it yourself is right for you, we would rather you know that.
How long does it take?
Credit repair is a process measured in dispute cycles, not days. Most clients see movement across several months, depending on what is on the report and how the bureaus and creditors respond.
Is CreditFixRS a law firm?
No. CreditFixRS is a credit repair organization, not a law firm, and we do not provide legal advice. We can refer you to a consumer-law attorney for legal questions.

Read all FAQs →

Your first step is free

A free credit analysis costs you nothing and commits you to nothing. If we cannot help, we will tell you.

Get My Free Credit Analysis

No advance fees · Cancel anytime · Work performed before you are billed

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