How CreditFixRS works
Four clear steps from a confusing report to a plan you can actually follow — and results you can track.
Free analysis
You get a full tri-bureau review and a written, personalized action plan — before you pay anything. We look at all three reports, flag what is inaccurate or unverifiable, and show you what a realistic path forward looks like.
We build your case
We identify the specific items to challenge and the grounds for each dispute. Everything is documented before it is sent, so you always know what is being done and why.
We dispute and follow up
We file with the bureaus and creditors, track every response, and re-challenge what comes back unverified. Credit repair is a cycle, not a one-time letter — this is the work that takes time and consistency.
You track progress
Your secure client portal shows what was sent, what changed and what is next. You are never guessing about the status of your file.
Credit repair is a process, not a magic button
Honest expectations are the foundation of a good outcome. Here is what the timeline realistically looks like.
First 30 days
Analysis, plan, and the first round of disputes filed with the three bureaus.
30–90 days
Bureaus respond, items are verified or removed, and we re-challenge and adjust the plan.
Ongoing
We keep working unresolved items and coach you on building credit that lasts.
What you get from day one
- A written action plan before you pay anything
- Documented, dispute-by-dispute reporting you can actually read
- Month-to-month service you can cancel at any time
- No advance fees — you are billed only after work begins
Ready for step one?
A free credit analysis costs you nothing and commits you to nothing. If we cannot help, we will tell you.
Get My Free Credit Analysis