Everything we do to fix your credit
A complete, documented process — disputes, creditor interventions, monitoring and education — all working toward the same goal.
Three-bureau disputes
We challenge inaccurate, incomplete and unverifiable items with Equifax, Experian and TransUnion, and follow up until each dispute is answered.
Creditor interventions
Direct, good-faith requests to creditors and collectors for corrections, goodwill adjustments and account accuracy.
Debt validation
Formal requests asking collectors to prove an account is accurate, owed by you, and legally collectible.
Cease & desist
Requests that stop harassing collector calls so you can deal with an account calmly and in writing.
Inquiry challenges
We review hard inquiries on your report and challenge those that are unauthorized or should not be there.
Monitoring & education
Ongoing report and score tracking, alerts, and straightforward coaching so your progress sticks.
Honest about the limits
You deserve to know exactly what credit repair is — and is not — before you spend a dollar.
What we can do
- Challenge inaccurate, incomplete or unverifiable items
- Dispute on your behalf, in writing, with a paper trail
- Request validation of debts and corrections from creditors
- Coach you on the habits that build credit over time
What we will never claim
- A guaranteed score increase
- That we can remove accurate, timely information
- That we are a law firm or give legal advice
- That you cannot do this yourself for free — you can
See what we can do for your file
A free credit analysis gives you a full tri-bureau review and a written action plan — before you pay anything.
Get My Free Credit Analysis