What the proposed service would cover
These are proposed capabilities, not an available product. We will publish them as available only after the legal, security and acceptance requirements are met.
Three-bureau report review
We would compare your own Equifax, Experian and TransUnion reports against your records and flag possible factual discrepancies, each with its supporting source.
Guided dispute drafting
For items you choose to dispute, we would prepare factual drafts and organize relevant evidence. You would review the exact content and submit from your own account.
Certified-mail option
Where mail is preferable or a portal cannot carry your issue, we would prepare an approved packet and mail it certified, retaining the delivery record alongside the exact content sent.
Factual question support
We would help you put a clear factual question to a bureau or furnisher where your records and the report disagree — without asserting a legal conclusion on your behalf.
Unrecognized-inquiry review
We would help you gather context about an inquiry you do not recognize. An unrecognized inquiry alone does not prove there was no permissible purpose.
Credit education
Plain-language education about your reports, your rights and the habits that support credit over time — with no result promised.
Honest about the limits
You deserve to know exactly what credit repair is — and is not — before you spend a dollar.
What we could do
- Review reports and flag possible factual discrepancies
- Prepare factual drafts you review and submit yourself
- Organize evidence and preserve mailing and receipt records
- Educate you on your reports, rights and credit habits
What we will never claim
- A guaranteed score increase or deletion
- That we can remove accurate, timely information
- That we are a law firm or give legal advice
- That you cannot do this yourself for free — you can
Ask about the proposed service
You can dispute credit-report errors yourself for free. Contact us for general information about future availability; please do not send credit reports or identity documents.
Ask About Availability